Affordable Dental Insurance Plans | Humana (2024)

Humana complies with all applicable federal civil rights laws and does not discriminate on the basis of race, color, national origin, ancestry, religion, sex, marital status, gender, gender identity, sexual orientation, age, or disability. We also provide free language interpreter services. See our full accessibility rights information and language options.

1 DISCOUNT ONLY – NOT INSURANCE. Discounts are only available at participating providers. The range of discounts will vary based upon participating provider chosen to provide services. Retail prices may vary by location. Humana does not make payment for these services. You are obligated to pay for all services received and you will receive a discount from the participating provider. A list of participating providers is available upon request.

Dental PPO Plans are not offered in all states.

This plan provides benefits for contracted and non-contracted dentists. Non-contracted dentists have not agreed to provide services at contracted fees. If a member sees a non-contracted dentist their out of pocket costs may be higher than that charged by contracted dentists.

“Humana” is the brand name for plans, products and services provided by one or more of the subsidiaries and affiliate companies of Humana Inc. (“Humana Entities”). Plans, products, and services are solely and only provided by one or more Humana Entities specified on the plan, product, or service contract, not Humana Inc. Not all plans, products, and services are available in each state.

Medical Plans

Humana group medical plans are offered by Humana Medical Plan, Inc., Humana Employers Health Plan of Georgia, Inc., Humana Health Plan, Inc., Humana Health Benefit Plan of Louisiana, Inc., Humana Health Plan of Ohio, Inc., Humana Health Plans of Puerto Rico, Inc. License # 00235-0008, Humana Wisconsin Health Organization Insurance Corporation, or Humana Health Plan of Texas, Inc., or insured by Humana Health Insurance Company of Florida, Inc., Humana Health Plan, Inc., Humana Health Benefit Plan of Louisiana, Inc., Humana Insurance Company, Humana Insurance Company of Kentucky, or Humana Insurance of Puerto Rico, Inc. License # 00187-0009, or administered by Humana Insurance Company or Humana Health Plan, Inc. For Arizona residents, plans are offered by Humana Health Plan, Inc. or insured by Humana Insurance Company. Administered by Humana Insurance Company.

Go365® is not an insurance product. Not available with all Humana health plans.

Individual Dental and Vision Plans

Humana Individual dental and vision plans are insured or offered by Humana Insurance Company, HumanaDental Insurance Company, Humana Insurance Company of New York, The Dental Concern, Inc., CompBenefits Insurance Company, CompBenefits Company, CompBenefits Dental, Inc., Humana Employers Health Plan of Georgia, Inc., Humana Health Benefit Plan of Louisiana, Inc., Discount plans offered by HumanaDental Insurance Company or Humana Insurance Company. For Arizona residents: Insured by Humana Insurance Company. For New Mexico residents: Insured by Humana Insurance Company. For Texas residents: Insured or offered by Humana Insurance Company, HumanaDental Insurance Company or DentiCare, Inc (d/b/a Compbenefits).

In states, and for products where applicable, the premium may include a $1 administrative fee. If you have purchased an association plan, an association fee may also apply. Some plans may also charge a one-time, non-refundable enrollment fee. (This fee is non-refundable as allowed by state).

A minimum one-year, initial contract period may be required for some dental and vision plans, excluding Dental Savings Plus

Group Dental and Vision Plans (Insurance through your employer )

Humana group dental plans are offered by Humana Insurance Company, HumanaDental Insurance Company, Humana Insurance Company of New York, Humana Health Benefit Plan of Louisiana, The Dental Concern, Inc., Humana Medical Plan of Utah, CompBenefits Company, CompBenefits Insurance Company, CompBenefits Dental, Inc., Humana Employers Health Plan of Georgia, Inc., or DentiCare, Inc. (DBA CompBenefits).

Humana group vision plans are offered by Humana Insurance Company, HumanaDental Insurance Company, Humana Health Benefit Plan of Louisiana, Humana Insurance Company of Kentucky, Humana Insurance Company of New York, CompBenefits Insurance Company, CompBenefits Company, or The Dental Concern, Inc.

New Mexico: Humana group dental and vision plans are insured by Humana Insurance Company.

Life Insurance Plans

Humana group life plans are offered by Humana Insurance Company or Humana Insurance Company of Kentucky.

Limitations and exclusions

Our health benefit plans, dental plans, vision plans, and life insurance plans have exclusions, limitations and terms under which the coverage may be continued in force or discontinued. Our dental plans, vision plans, and life insurance plans may also have waiting periods. For costs and complete details of coverage, call or write Humana or your Humana insurance agent or broker.

Individual applications are subject to eligibility requirements.

Before applying for group coverage, please refer to the pre-enrollment disclosures for a description of plan provisions which may exclude, limit, reduce, modify or terminate your coverage. View plan provisions or check with your sales representative.

For group plans, please refer to your Benefit Plan Document (Certificate of Coverage/Insurance or Summary Plan Description/Administrative Services Only) for more information on the company providing your benefits.

Statements in languages other than English contained in the advertisem*nt do not necessarily reflect the exact contents of the policy written in English, because of possible linguistic differences. In the event of a dispute, the policy as written in English is considered the controlling authority.

Affordable Dental Insurance Plans | Humana (2024)

FAQs

Which dental insurance has the best coverage? ›

Anthem and Guardian are the best dental insurance companies, according to our analysis of large dental insurers. We analyzed costs, deductibles, provider networks, waiting periods, coverage and reimbursem*nt levels to find the best dental insurance companies.

How much do most people pay for dental insurance? ›

Monthly premiums

The premium is a monthly amount that you and/or your employer pays for insurance. The premium amount may vary between different insurance companies and from plan to plan. A typical premium amount for a dental plan may be $20–$50 per month for an individual or $50–$150 per month for a family.

How much is dental insurance New York? ›

Costs tend to be higher in areas like NYC, and less in rural areas. In general, for an individual, basic dental insurance can cost $30+ a month, a mid-range plan may be priced at $50 a month, and comprehensive coverage can run $70+ per month. Family plans can exceed $100 a month.

Is Aflac dental worth it? ›

Dental insurance is worth it if you are looking for additional support for minor and major dental procedures. With an Aflac dental insurance plan, the costs of cleanings, crowns, bridges, and implants can be significantly minimized. For some of our basic and preventative services, there is little to no waiting period.

Why is dental work so expensive even with insurance? ›

You also often have to pay coinsurance, a percentage of the cost of treatment even after you have met your deductible. When you factor in deductibles, copayments and premiums, dental treatment can be expensive even if you have insurance, and it's not always clear if coverage is worth it.

What state has the best dental prices? ›

It also found that Utah has the lowest percentage of adult smokers and West Virginia has the highest percentage. As far as dental treatment costs go, five states tied for the lowest costs. Those states included Alabama, Kentucky, Mississippi, Tennessee and Texas.

How much does most dental insurance pay for implants? ›

In general, most dental implant insurance policies will cover a portion of the cost of the procedure. However, the percentage they cover varies widely from policy to policy. Some policies may only cover 50% of the cost, while others may cover up to 70%. Again, it all depends on your particular policy.

Do most Americans have dental insurance? ›

Data from the National Health Interview Survey

Nationally, 50.2% of dentate adults aged 18–64 with private health insurance had dental care coverage throughout the past 12 months. Regional percentages of dental coverage ranged from 45.6% in the East South Central and South Atlantic regions to 57.1% in New England.

What percentage of Americans have dental insurance? ›

For adults ages 19-64, 61.4 percent have private dental benefits, 15.7 percent have dental benefits through Medicaid, and 22.8 percent do not have dental benefits.

Which type of dental benefit plan is most common today? ›

A preferred provider organization (PPO) is one of the most common types of plans available. Dentists join a PPO network and negotiate their fee structure with insurers.

How much is a single tooth implant without insurance in New York? ›

Dental implants in NYC cost between $1,000 to $3,000 and up for each tooth. Those who have good oral health, sufficient bone in the jaw, and healthy gums are ideal NYC candidates for dental implants.

Does NY State offer dental insurance? ›

This tool is designed to help you compare family dental plans that are offered through NY State of Health. Family dental plans include dental benefits for adults as well as pediatric dental benefits.

What is the average monthly cost of Aflac insurance? ›

Many Aflac policies range anywhere from $8 to $25 or more per month.

What is better than Aflac? ›

Top 5 Competitors & Alternatives to aflac.com

List of aflac.com competitors in March 2024: guardianlife.com , with 1.56M visits, 55 authority score, 37.22% bounce rate. newyorklife.com , with 2.58M visits, 52 authority score, 42.84% bounce rate. fidelitylife.com , with 95.4K visits, 36 authority score, 94.16% bounce ...

How long is the waiting period on Aflac dental? ›

No waiting period for preventive dental care. Annual maximum benefit increases over time. Plans available with vision and hearing services.

What is the average cost for dental insurance in California? ›

The average dental insurance premium in California is $35.36 per month. *This is the based on average pricing for plans from eHealth, but actual prices available depend on zip code, age, gender, coverage level, and other factors. Get a personalized quote to see what may be available for you.

Which Medicare Advantage plan has the best dental coverage 2024? ›

Best Overall AARP/UnitedHealthcare

UnitedHealthcare offers the largest dental network of Medicare Advantage providers and many plans have no annual deductible for covered dental services. The company is well-rated and offers affordable plans.

What is the largest dental insurance company in the US? ›

Largest dental plan providers
RankCompanyTotal participants
1Delta Dental Plans Assn.54,000,000
2MetLife Inc.20,000,000
3Aetna Inc.13,700,000
4CIGNA10,300,000
6 more rows
Apr 22, 2011

What is the best health insurance in California? ›

Kaiser Permanente is California's best overall health insurer in 2024. MoneyGeek also lists the best providers for various needs and preferences, analyzing factors such as age, maximum out-of-pocket (MOOP) costs and plan types.

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